After two drops in 2026, Apple Card Savings has raised its interest rate slightly, with customers now earning an annual percentage yield of 3.5%.
Apple Card Savings lets users save money, though the APY has dropped since launch
The Apple Card Savings Account is a high-yield savings service for users of Apple Card. While the average percentage yield has been going down over the last few quarters, it’s finally corrected course and gone up a small amount.
On September 22, the APY rate increased from 3.4% to 3.5%. The change means that a customer who keeps $1,000 in their Apple Card Savings account for a year will now gain $35 in interest rather than $34.